Credit Union Membership is limited to specific groups as specified in our Federal Charter which is based on a “common bond” of occupation.

In addition to the employee groups listed below, members of each person’s “immediate family” are eligible to become members. The term “immediate family” refers to all related persons, i.e. blood, marriage, or other recognized family relationships in the same household (under the same roof), or if not in the same household, as a grandparent, parent, spouse, sibling, child, or grandchild. For the purpose of this definition, immediate family member includes stepparents, stepchildren, and stepsiblings. In other words, once a person becomes a member of this credit union, then that person’s immediate family may join.


To help the government fight the funding of terrorism and money laundering, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

When you open an account, we will ask for your name, address, date of birth and other information that will help us identify you. We will also ask to see your driver’s license or other identifying documents.

  • Alladin Food Management (Chemung County Nursing Facility)
  • Bit Bucket Computers
  • Cameron Fabricating Corporation
  • Catholic Charities of the Southern Tier
  • Chemung Abstract Corporation
  • Chemung County, Employees of
  • Coldwell-Banker Rowley Real Estate, Honeoye NY
  • Community Dispute Resolution Center
  • Coon Heating & Manufacturing, Inc.
  • Databranch/Chemung Computer. Inc.
  • DHL/Airborne, Inc./First Flight
  • Diamond Gym
  • Drs. James Woodard and Kevin J. Wicks, D.D.S.
  • Eastern Metal/USA Sign, Inc.
  • Elm Chevrolet
  • Elmira Business Institute (Employees only)
  • Elmira Police Benevolent Association
  • Elmira Structures
  • Family Services of Chemung County, Inc.
  • Finger Lakes Auto Detailing
  • Gierston Tool Inc
  • Graves Press, Inc.
  • Grotto Club, Inc.-Elmloyees & Members
  • Hampton Dodge Chrysler Jeep
  • Hapeman Rodriguez-Employees
  • Holiday Inn Horseheads
  • Holiday Inn Painted Post
  • Holiday Inn Riverview (Elmira)
  • Honeoye Storage Corporation, Honeoye NY
  • Horseheads Automotive Recycling Pick-a-Part
  • Hoss’s Steak & Seafood Restaurant
  • imagenow
  • James S. Sharak, Esq.-Employees
  • Jean’s Beans
  • Joint Education & Training, Inc.
  • Joshua C. Nevone, Attorney at Law
  • Kimble, Inc.
  • Kost Tire
  • Mark Twain Bldg-Tenants & Employees
  • New York Hair Studio, Inc.
  • OMS (Office Management Systems)
  • Pedaler’s Choice Bikes
  • Pennsylvania Avenue Methodist Church
  • Psychiatric Consultation Practice-Big Flats NY
  • Quik-Stop Beverage, Horseheads NY
  • R. WIREworks, Inc.
  • RGIS Inventory Specialists
  • Ridgeline Constructors, Inc.
  • SDS of NY
  • Sear-Brown Group – Elmira, NY
  • Silicon Carbide
  • Simmons-Rockwell (Sayre, Big Flats, Bath, & Hornell)
  • Southerntier Custom Fabricators
  • Stafkings Personnel Systems, Inc. – Elmira & Ithaca
  • Stedman & Garger Associates, Inc.
  • Streeter Associates, Inc.
  • Surface Finish Technologies
  • Swift Office Equipment
  • Sylvan Learning Center
  • Synthes (USA)
  • Tanglewood Nature Center, Inc. (Employees only)
  • The Center at Horseheads
  • Thomas & Betts
  • Time Warner Cable TV
  • Travelers Property/Casualty – Elmira NY
  • Tri-County Housing Council
  • Verizon (New York Telephone Company, NYNEX) who work in Chemung or Steuben counties or the municipalities of Geneva, Newark, Watkins Glen or Waverly.
  • W. H. Insurance Agency, Inc.
  • W. M. Spiegel & Sons, Inc.
  • YWCA of Elmira & the Twin Tiers, Inc.